Disclaimer

The availability of next day funding, the implementation of reserves, the notion of unlimited scaling, and the assurance against account holds are expressly conditioned upon the prudent and compliant activities of an esteemed & qualified merchant. Lumino hereby asserts the discretionary authority to, as deemed appropriate, apply reserves, impose volume limitations, or institute funding delays for reasons aligned with our fiduciary responsibilities. This stipulation is not indicative of partiality, but rather a measure undertaken to uphold the integrity of financial processes and maintain a judicious operational framework.